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Texans property is largely shielded from seizure by creditors. Wages cant be garnished for consumer debt. But its nonetheless increasingly common for people to be arrested for unpaid debts, including in Texas. In 2011, The Wall Street Journal reported that more than a third of states allow borrowers who cant or wont pay debts to be jailed, even in states that prohibit debtors prisons. Debt-collectors and other financial firms, the newspaper reported, are suing borrowers over unpaid credit cards, consumer loans, auto loans and other debts.
Many people report never receiving a notice of the lawsuit and end up with an arrest warrant obtained through the courts. However, in Tillmans case and others in Texas, some payday lenders have found an even more direct way to harness the power of the criminal-justice system. The Observer has found a justice of ace cash installment loans what to bring for a personal loan in Harris County who has handled almost 300 hot-check cases, a Class C misdemeanor, for Cash Biz, an Ohio-based payday lender with 24 locations in Texas.