10, whatever loan tenure you select. Asia United Bank AUB offers multi-purpose loan to all employees of companies accredited by the bank. The loanable amount is from P30,000 to P250,000.
Moreover, borrowers can pay their monthly amortization through salary deduction. Planters Bank Planters Bank lets you loan a minimum amount of P30,000, up to P1 million, with no collateral needed.
Pay your monthly amortization at an interest rate of 1. 50 up to 1. 75, depending on the loan tenure you choose.
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At the height of the housing bubble, few mortgage lenders required cash reserves. Back then they didnt require much more than a job, a pulse and a Social Security Number.
Times have sure changed. Today, more and more lenders are requiring cash reserves. This is true even when a particular loan program doesnt have reserve requirements. For example, VA loans do not require any cash reserves. But some lenders will impose their own requirements on top of the VAs minimum guidelines. In the lending industry, these are known as overlays.