Mortgage Expenses. Obtaining a mortgage loan incurs a list of expenses that must be paid at closing. Expenses associated with a new mortgage include an application fee, a loan origination fee and loan discount points. Other costs utah cash loans title insurance and appraisal and inspection fees.
Certain lending sources have their own fees or upfront insurance costs. The government sponsored mortgage programs from the FHA, VA and Rural Housing Service have fees or insurance premium that could be included in the cash required at closing.
Prepaid Expenses. Cash to close will include several prepaid expenses.
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