I suggest you get a free consultation with other bankruptcy attorneys in your area and see what each one says. You'll also learn a lot that way. Thanks in advance for all of your help. I wrote to you several months ago and I have since paid a 500 retainer for a bankruptcy attorney (I live outside of Calif).
I was to list all debts (non secured loans, payday loans, credit card debt totaling 25,000). Two days after giving the attorney my unsecured personal loans with good credit fee, I went and got another payday loan which is now not included in the list, and I can pay off the loan (800) but then I can only pay my attorney what is left over of my 1650 social security check.
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