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Have repayments removed right from your debit card regular monthly on specific due days. Or if you like, set up automated settlements with your financial at no added cost to you.
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Four months later, she owed almost 1,000 and faced the possibility of jail time if she didnt pay up. The issue for Ms. Jones -- and most other payday borrowers who face criminal charges -- came down to a check.
Its standard practice at payday lenders for borrowers to leave either a check or a bank account number to obtain a loan. These checks and debit authorizations are the backbone of the payday lending system. Theyre also the backbone of most criminal charges against payday borrowers. Jones initially obtained her loan by writing Cash Plus a union national bank dubai personal loan for 271. 91 -- the full amount of the loan plus interest and fees -- with the understanding that the check was not to be cashed unless she failed to make her payments.
The next month, when the loan came due, Jones didnt have the money to pay in full.