Payday loans are illegal in states: Arkansas, Arizona, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Vermont, West Virginia, District of Columbia.
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Title loans are available to those with clear titles, for a maximum amount of 20,000. Borrowers can repay these loans over a six- to 12-month time period.
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Typically the borrower gives the lender access to his checking account or writes a check for the full loan amount which the lender cashes when the loan is due. Progressive cash loan application. Direct tax is a tax paid by a person, as opposed to a tax levied on a business that the person indirectly pays.