If it is indeed counted and the DTI is exceeded, you could ask for an exception or play around with the quick loans in hinesville ga (down payment, etc. ) to get the DTI back into range. Hi Colin, Im in the middle of the mortgage process with one of the nations largest lenders and am trying to purchase my dream home (for a wonderful price and as a new primary residence) before selling my current home.
(Trying to capture this house before its gone and have plan to do minor renovations aka have wallpaper removed, rooms repainted, install carpets in order to put current house on market for late summerfall and I can carry both properties for up to a year if I had to without damaging myself financially) This is a jumbonon-conforming loan program with 10.
1 down and no PMI. Asset requirements are steeper however with 12 months reserves and 6 months of these have to be liquid.
I planned to take a 401k loan to help subsidize closing costs and meet the liquid asset requirements at closing and at the outset I asked the originator specifically if the 401k quick loans in hinesville ga would be counted toward DTI and was told no.
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