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But watch out for early repayment fees. Many lenders levy a penalty for early repayment, which could wipe out any potential interest savings. Some lenders also charge arrangement fees for personal loans, which you should factor into your cost calculations.
Payment protection insurance. A lender will probably try to sell payment protection insurance (PPI) sometimes known as Accident, Sickness Unemployment cover when you take out a loan.
PPI is intended to cover the loan payments if you cannot work, perhaps if you lose your job or fall ill and personal loan swasta 2016 can be useful.