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Quick Links Services Company FAQS Affiliates Contact Us Media Sitemap Blog. Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans. Check City does not usually utilize traditional credit checks as part of the payday loan approval process. Personal loan rates united states, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process.
Actual loan amounts vary. See Rates and Fees for specific information and requirements. Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.
Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. Check City provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Kansas, Missouri, Nevada, North Dakota, Texas, Utah, Washington, Wisconsin, and Wyoming.
Step 3 Secured or Unsecured. Depending on the credit score the lender may ask if collateral is needed to approve the loan. Secured Loan For individuals with lower credit scores, usually less than 700. The term secured means the personal loan rates united states must put up collateral, such as a home or a car, in case the loan is not repaid.
Therefore, the lender is guaranteed to obtain an asset of the borrower in the event they are paid-back. Unsecured Loan For individuals with higher credit scores, 700 and above. Does not require the borrower to provide collateral. Step 4 Sign the Agreement.