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You pay a 75 fee to get the money. But in two weeks you cannot repay the loan. You pay another 75 to roll over the loan. But in two more weeks, you still cannot repay the loan.
Every two weeks, you pay another 75 fee. You might pay the lender more in fees than you first borrowed. But you would still owe the original 500.
None of my 7 kids personal loan interest rates in sri lanka work so this saved Christmas and I bought them all new clothes and a new iPhone 6s for myself. Kandice. A simpler option. More reviews. Payday loans have gotten a rather bad press in recent years, but the financial product isnt always the worst option. For those needing to borrow for a short period of time theres often a lack of other available financial products, and the cost of taking out a payday loan would be substantially less than taking out a personal loan for a longer period or a higher amount than is actually required.
Choosing a payday loan provider isnt just about representative APR. Some lenders force you to borrow for a full 28 raftays, while others are flexible this means that you might pay back less with a lender with a higher APR.