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Lenders Disclosure of Terms.
If your credit isnt great, you may get a better interest rate with a secured loan. You will need collateral, such as a car or savings account. If you own a house, a home equity loan or line of credit can be significantly cheaper than an unsecured loan.
Add a co-signer. A co-signed personal loan may be an option for borrowers who dont qualify for a loan on their own. The lender considers the credit history and income of both the borrower and co-signer in approving a loan and may offer more favorable terms. Read the fine print.
As with any financing, read the terms of the loan offers and get answers to your questions. In particular, watch for: Prepayment penalties. Most online lenders do not charge a fee for paying off the loan early, called a prepayment penalty or exit fee.
The Need for Speed. Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees.
If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.
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Our home loans - and low home loan rates - are designed to meet your specific home financing needs. Talk to a lending specialist at 866. 466. 0979 or schedule an appointment. Talk to a lending specialist at 866.