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NOTE: This is an estimator ONLY. Rates may vary from state to state and are subject to change at any time. Specific lenders may also have different rates and Terms and Conditions. Please ask your lender for all information related to your loan before agreeing to a loan.
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Why VA Buyers Might Need Cash Reserves. Your income and asset picture is important to the homebuying journey. Lenders want to make sure you have stable, reliable income thats likely to continue.
Generally, theres no minimum dollar amount you need in the bank to start the homebuying process. But lenders will be on the lookout to make sure you can financially handle the new mortgage payment and the costs of closing on the loan.
In some cases, you may need a certain amount of cash reserves to satisfy lenders.
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You can typically get these loans within one day and even within minutes in some cases compared to traditional loans that can take several days (or weeks) to be processed.