Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult the federal, state, and local governements to learn more about the risks involved with cash advances, local laws and regulations governing cash advances, possible loan alternatives and recent developments in their state. Consumers with credit difficulties should seek credit counseling. Residents of New York, Arizona, Georgia, Vermont, Virginia West Virginia are not eligible to apply for a cash advance on this web site.
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A new pinky ring. An old cassette player. You can probably find all this and more at a pawn shop in Waco. What you may not know, is that you can also find expensive short-term loans that can be difficult to pay back. To pawn something is to hand over a valuable item to a pawn shop in exchange for a small cash loan. Most valuable items can be pawned. The main drawback to these loans it that if you fail to pay them back, the pawn shop has the right to sell your item to recoup their losses. Another downside is that the amount of the loan is usually a fraction of the true worth of the item pawned.