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In addition to loans, LendUp offers resources and tools to improve financial health in the form of the LendUp Ladder. This gives you points for each loan you successfully pay off and for taking any of the financial courses it offers. As you move up the ladder, you get better rates and higher loan amounts, and at certain levels, your loans are reported to cash advance greensburg indiana credit bureaus.
Like most payday lenders, LendUp doesnt typically report to the credit bureaus, and getting loans that are reported can help you build your credit, giving you access to lower interest rate loans through banks. LendUp has also begun im 18 and need a personal loan credit cards with a similar goal of helping borrowers with bad credit improve their scores.
It has relatively low APRs and small credit limits that can be increased by making on-time payments. If youre interested in its credit card, you need to sign up for a waitlist, as it is not widely available yet.
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