After the lenders receive payment in full, they can report it to the credit reporting agencies. We remind that late payment or non-payment how does cash converters loans work your loan can have negative impact on your credit history. Some of the lenders in our network may automatically renew your short term loan if it becomes past due. This term is clearly identified in your loan agreement. You should check your loan agreement for your lender's policy on automatic loan renewal prior to e-signing it.
If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up. Your lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over time in a series of installments.
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Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees.
If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.
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Gather your income documentation (two years of W2s, pay stubs, cash asset proof, deed to the land and survey of the land). Call the bank that handles other accounts for you. They are most familiar with your savings and banking habits. Make an appointment with a loan officer to discuss an equity loan against your land.
If your tract of land is large acreage, you may be out of luck. Banks do not want to tie up assets on something that would be hard to sell in case of foreclosure.
Smaller tracts that can be sold to build on is more appealing. The loan officer will discuss with you the percentage of the value of the land that may be offered.