PLEASE. My husband has been getting the same calls. I finally got on the phone with "Hector Boyd" who advised me that this was for a payday loan in 2008.
I asked him why they didn't just take the funds out of my checking account if it was a payday loan and he said he didn't know why.
I asked him who the loan was through and he gave me this website. When I advised him that this was a scam, he told me that they have many companies but could not tell hdfc personal loan overdue charges which one he was collecting for. He also told me that he was not a debt collector and that he was with the legal department.
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