Some states cap APR and the amounts of charges for online personal loan. You hdfc personal loan emi schedule encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action to deal with late payment. For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly.
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I have been receiving these calls for the past couple of days at my job. This guy with hdfc personal loan emi schedule thick indian accent by the name of Charles Smith claimed that I took out a payday loan back in May 2009 and that I have not paid and my account has been sent to the legal department for US Cash advance.
he claimed that if I didnt pay at least 479 dollars today that they would file court papers on me tomorrow morning. I have repeatedly asked them to send me documents on this loan that I supposedly taken out but he told me that he could not provide that information. Soooo basically i asked, you are suing me for taking out a loan but you have no documentation showing that i actually signed for and received a loan.
And also your name is Charles Smith with a heavy indian accent?.