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It might be possible to use assets to qualify for a mortgage (assuming they are plentifulsufficient), but it might be easier to secure all mortgages before retirement. Im planning to retire in 2. 5 years, sell my current home owned outright and purchase a home in another state.
I expect to need some amount of mortgage in addition to the approx. 100k from the sale of current home. Will I be able to get a mortgage based on social security, personal annuity, and IRA distributions. Will they accept those as income at that point. Ive been advised they wont and Ill need to get mortgage and buy home prior to leaving ft work.
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Applicants must either be a legalized or naturally born Filipino citizen with documents to show their residence, as well as home and office contact details. They should also have a regular income source, either from a regular job or a business. Metrobank may impose additional qualifying criteria based on their internal standards. And to ensure youвЂll get approved faster, itвЂs important to prepare as many Proof of Income documents and submit these as necessary.
DOCUMENTARY REQUIREMENTS. Business and Personal Identification. Business Loan application form, duly completed and signed Photocopy of 1 valid, government-issued ID Proof of Billing Business Permit or Business Registration Certificate.