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Federal credit unions offer a maximum rate of 18 APR to their members, although there may be extra application fees.

Secured loans from online lenders. A secured loan from a reputable online lender will carry a maximum APR of 36. The rate, the amount borrowed and the length of the loan will be based on both your credit and the value of your collateral. Some lenders let get cash loan online now apply for a secured loan upfront, but others may show you the option only after youve tried applying for an unsecured loan. Most online lenders let you check your rate get cash loan online now affecting your credit, so it doesnt hurt to first apply for an unsecured loan at multiple lenders to see if you qualify.

You can use NerdWallets lender marketplace to compare rates in one place. OneMain and Springleaf, its parent company, offer secured loans at rates below 36 to car owners with poor credit scores. Nearly half of OneMain customers use their car or another asset to qualify for a larger loan amount or get a lower rate.

More about OneMain: Offers lower starting rates on secured loans than unsecured loans Offers auto equity loans and cash-out refinancing loans.

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If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Here to Lend You Money When You Need it. MoneyKey offers, arranges and services various Installment Loans, Payday Loans and Lines of Credit. Designed to meet your everyday short-term financial needs. Payday Loan. Payday Loan, also known as single-pay loan, is paid on your next pay day.

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You will set up this timetable with your lender, and they will cash your check after you get your next paycheck. Were Committed To Service, Speed Security.

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