As citibank cash advance computation as you have problems repaying your loan, talk to your payday lender and try to arrange a repayment plan with them. Its important to know your rights from the outset. Under the Office of Fair Tradings Lending Guidance, all payday lenders must treat borrowers fairly and with forbearance if they experience difficulties.
The guidance also says creditors should give borrowers reasonable citibank cash advance computation to repay their debts. Its also worth checking if your payday lender is a member of a trade body such as the Consumer Finance Association, the Finance and Leasing Association, the Consumer Credit Trade Association or the BCCA.
Many of these bodies have a charter that provides more stringent rules for its members. The main payday lenders have signed up to a customer charter which requires them to: - deal with cases of financial difficulty sympathetically and positively; - tell you how the loan works and the total cost of the loan before you apply; and. - freeze interest and charges if you make repayments under an agreed and reasonable repayment plan, or after a maximum of 60 days non-payment.
Debt collection. If you havent paid up or devised a repayment plan within a certain time typically two months the payday lender will pass your case onto a debt collection agency.
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