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While payday lenders usually cant loan more than 1,000 at a time, banks typically wont lend less than 1,000. However, theres another way to borrow money from the bank for a short period: overdraft protection. This service lets you cimb bank personal loan swasta out more money from the bank than you have in your account in exchange for a fee. This fee is called an NSF fee, for non-sufficient funds. In 2015, the average NSF fee was 33. 07, according to Bankrate.
Thats less than the cost of a payroll loan, but its still a pretty hefty fee and worse, you could end up paying it more than once.