To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
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The longer the loan duration then the smaller your monthly repayment can become, making it easier to budget for. Please check the terms and conditions of any loan before you agree to accept them. If you decide to apply and your loan is approved, lenders can sometimes send the money to your bank on the same working day, unless you apply on a weekend or after 3pm during the week. If you make a loan application on a weekend or after 3pm then the money can usually be sent the next working day.
These 12 Month personal loans can be used to help you to cover any urgent expenses as an when they arise. You can then take your time to repay the loan in agreed monthly repayments, over the period of 12 months.
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