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Trying to get a loan without a bank account and bad credit from a traditional bank is difficult. Even if you are granted a loan, it will be at an extremely high interest rate. The terms of your loan will also be limited. The amount you can borrow will be small, and you will most likely only be granted a personal loan or a student loan, since house and car loans are considered too risky for a person with bad credit.
In certain cases you could be granted a salary cash advance enrollment did not request if your income is high enough to repay it. The Use of Collateral.
In the sticky situation where you have bad credit as well as no bank account, you may still borrow money from an alternative lending agency if you are able to put up collateral.
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These loans - known as auto equity loans - let you borrow money against the market value of your paid- off car. A lender that accepts your car as collateral may require that you insure it for physical damage, naming the lender as loss payee in the event its totaled.
If you already dropped collision and comprehensive coverage on your paid-off car to save money, lenders may sell you optional credit insurance, which is often more expensive cash advance enrollment did not request the cheapest full coverage. There are two other options to borrow against your car: Auto refinance is an option if you still owe money on your car but have substantial equity.
Refinancing replaces your original loan with a new loan at a higher amount. You keep the extra cash. (Youre likely to qualify for a refinance if your credit has improved or interest rates have dropped.