For Inquiries: 914 Chief Little Shell St. NE Belcourt, ND 58316 For Payments: P. Box 720 Belcourt, ND, 58316. Spotloan © 2017 All Rights Reserved Designed by SPINX Digital. The payday loan trap: don't get caught. Short-term, high-interest payday loans can trap you in a cycle of debt. NerdWallet is here to help. Stop and think. Payday loans can ruin your family's finances.
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Proof of Income. These documents will include, but may not be limited to: Thirty days of pay stubs that show income as well as year-to-date income Two years of federal tax returns Sixty days or a quarterly statement of all asset accounts including your checking, savings and any investment accounts Two years of W-2 statements. Borrowers also need to be prepared with proof of any additional income such as alimony or bonuses.
Assets. You will need to present bank statements and investment account statements to prove that you have can you get a personal loan while unemployed for the down payment and closing costs on the residence, as well as cash reserves.
If you receive money from a friend or relative to assist with the down payment, you will need gift letters which certify that these are not loans and have no required or obligatory repayment.
These letters will often need to be notarized. Employment Verification. Lenders today want to make sure they are loaning only to borrowers with a stable work history.