It's that quick. See ReloansBelow. A: To qualify with us, you need to be employed (not self-employed) at a job that is local to you, and you must be paid regularly. You must be paid by Direct Deposit or cheque.
You will need to provide proof of your income by submitting screen captures of your web-banking using our MyCanadaPayday application. We require a complete 60 days of banking history. Occasionally, we will also require a fax of a void cheque, recent paystubs, a recent utility bill or other proof of address, or business loan for cash flow bank stamped direct deposit authorization form.
Once we have the information we need, we evaluate each loan application individually. You will be informed by e-mail whether you qualify, usually on the same day as your application.
Fast Decision. If youre accepted you will be connected directly to your lender, usually within 90 seconds or less. Get Your Cash. Cash is deposited in your account in as little as 1 business day. Repay Your Loan. The original loan amount any fees will be debited from your bank account on the due day. Whats Needed from Your End.
Basic Personal Information. (Phone Number, Valid DL Number or State ID Number, Home Address, Email Address) Income Information. (Pay Cycle, Income Type, Income Amount) Banking Information.
Our phone lines are open 8. 00am to 5. 00pm Monday to Thursday and 8. 00am to 4. 00pm on Friday. You can call from your mobile phone at no extra cost as we use a number included in your minutes bundle. Or we can contact you. Our team will be in touch. Insights is Just Cashflow's online resource and information centre for ambitious growing businesses.
Gov. No private mortgage insurance regardless of the down payment amount. Limited closing costs and fees. Flexible credit qualification guidelines. Fixed rate and adjustable rate mortgages available.
30-Year fixed high-balance loan. You plan to stay in your home for a short period of time. 51 ARM has 1 per annual interest adjustment and 5 interest rate cap over life of loan. It is riskier if you don't expect your income to business loan for cash flow over the initial five-year period to cover the change in monthly payment.
You want a fixed rate longer than three years.