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Loan Withdrawal letter : A letter from the Office of Loan Programs acknowledging that a borrower no longer wishes to pursue a loan from the University of California. A loan may be withdrawn due to dissatisfaction with the property or desire to use another lender, among other reasons.
MOP-Calculator: A web-based calculator for potential applicants to determine whether they might meet the minimum requirements for a MOP loan. Mortgage Origination Program (MOP): MOP was established by The Regents of the University of California in 1984 and utilizes funds from the unrestricted portion of the University's Short-Term Investment Pool (STIP) to make variable interest rate first deed of trust loans of up to 30 budgetline cash advance janesville wi in length to eligible Faculty and members of the Senior Management Group.
The program provides loans at maximum amounts of 80 to 90 of value, depending upon loan size, with the initial interest rate equal to the most recently available four-quarter average rate of return of STIP, plus a servicing fee of one-quarter of one percent. The maximum annual adjustment of the interest rate for budgetline cash advance janesville wi loan, upward or downward, is one percent. Mortgagee: A lender or creditor who holds a mortgage or Deed of Trust.
Mortgagor: A borrower who is obligated to pay on a mortgage or Deed of Trust. Net Income: The monthly salary paid to a borrower after deducting any Federal andor State payroll taxes.