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If you have any recent large deposits (usually defined as one that exceeds 50 of total monthly income) in your accounts, they may be scrutinized andor unavailable for underwriting purposes depending upon their size.
Tip: At the end of the day, make sure assets are in personal accounts and seasoned long before applying for a mortgage. And do your best to limit account activity during that time. It makes life easier for everyone. About the Author: Colin Robertson. 174 Comments.
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References: Waco, Texas Poverty Rate Data Accessed March 7, 2016. https:www. city-data. compovertypoverty-Waco-Texas.
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