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Keep copies of all signed documents. Obtain a copy of the Truth in Lending Act, so you know your rights. Getting a loan can be a very important decision, but finding and good lender, knowing the right questions to ask, and knowing what to watch out for can be difficult. Unscrupulous lenders often target consumers who are most vulnerable: the unemployed, low-wage loan against property for retired persons, minorities, the elderly, and those who have poor credit ratings.
Also, while many loan scams result from fraudulent lending practices, many legitimate lenders use tactics to lure consumers into accepting loans they know you cannot afford. No matter how much money you are borrowing, or what kind of loan you are getting, there are some basic bank america personal loan interest rates to follow that will help you make better decisions about your loan.
This document also provides you with specific information about different kinds of loans and lending tactics that can put you at financial risk.
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