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Your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 40 lenders to get you the lowest APR possible for you. There are no fees for our service. Check out our 4 star rating on Feefo. Join our 1000s of customers and know you are in the right place for a short term loan.

Reasons to use Little Loans. Take a look at some of the things that make us different to other services.

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This will be spread across each repayment installment. Anything you pay above the principal can be considered the "cost of the loan" and this needs to be factored into your decision. Personal loans are similar to any other personal loan you might get from a bank or storefront lender, which means if you fail to make repayments or breach the terms in some other way, you may incur further interest and fees.

Collection proceedings may also be taken against you to help recover what is owed. This will negatively affect your credit rating, making it more difficult to obtain credit in the future. If you believe you will miss a payment or will struggle to pay back the loan over the long term, you should contact the lender right away to see if there is a renewal or extension policy.

This will be dependent on local state regulations. For more details on how much a loan might cost you, please visit the Rates and Fees page.

Alternatives if you need a loan.

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Qualifications. One benefit of getting a payday or title loan is that you dont need to have good credit. There are, however, some standard requirements you must meet in order to qualify: Steady income: You dont necessarily need a job for all lenders (although some do require it), but you need to provide evidence of a steady stream of income in order to qualify for a loan. Without it, lenders have no way to know if you can repay them and are significantly less likely to offer you a loan.

Checking account: You need a checking account to write a check for your payday loan, and there are penalties if your check bounces when the lender tries to cash it. Clear title: You will need to provide a clear title when you apply for a title loan that is in your name. A lien release may be required to be presented with the title to process a loan.

Proof of address: You will need to provide some valid form of a cash advance can be obtained by using, such as a recent utility bill or bank statement, for both payday and title loans. Credit rating: The lender will run your credit report to see if the agreement makes financial sense for both parties.

A cash advance can be obtained by using

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